If money were no object what would your life look like.

Would you live in a different house, drive a different car, if money were no object what would your retirement look like, would you have a different insurance plan, would you have different type of friends, would you eat out more, If money were no object would you be able to eat healthier, buying organic fruits vegetables and dairy products and meat (three times the cost of ordinary foods). If money were no object what would vacations look like?

Its incredible how much money controls how we live out life and the quality in which we live our life. How much longer are you willing to live your life allowing the almighty bills determine how you live and let your almighty boss determine how you live. Whether you know it or not your job, the amount of money you make, totally determines the quality of your life. The current income you are making somebody else has assigned and set that is the value determined for you in that company and its not enough.

If money were no object what would you be doing with your life, what kind of purpose would you be living, what would you be doing with charity, what would you be doing with organisations you wanted to help, what would you do with your life if money were no object, what impact would you have - Dani Johnson

Hi,
I'm Eric Youle, a Lifestyle Business Developer from the Sunshine Coast, Queensland.

I followed a classic Industrial Age career - got a qualification, followed by a secure job, retire at 60 - taking a cut in income to do so, you know the plan.

After the initial euphoria of retirement I had to face the consequence of a income, rather less that I had been used to. Those overseas holidays, replacing capital items, and the like began to look like a faded dream,

I might have, accepting the constraints of a retiree's lifestyle, if I had not been diagnosed with cancer, in 2000, This eventually brought me to the glyconutrient based Optimal Health Plan. First as a customer - to help stabilise my cancer, followed by a decision to step outside the square and develop the related business opportunity.

In fact to accept the responsibility for my own Finances & Health.

So what does your retirement look like - are you planning to live on less that your current income, is your income plan secure with plenty of built in growth or are you approaching retirement as I did? Maybe you can adapt to the retirement life - many people do, or maybe you will be like me, when your time comes and fight the implications of the senior's life all the way. At least at this point you can't say you were not told.

1. Read the article extract, below,
2. Check out the Opportunity option - top right and
   
3. then contact me using the Learn More option.

 

Why you won’t have enough money when you retire – and why you don’t have enough money right now!

How come we’re so much better off than our parents – yet we fall further behind every year?

For a start, they enjoyed a pension when they retired. What most of us don’t realise is that our parents were the first generation ever to have this benefit!

But won’t we enjoy the same benefit?

In a word, no. We won’t. For one very simple reason: their pensions are/were funded by our taxes. And the Baby Boomers are the largest generation in recorded history.

We’re also special for a few other reasons, too...

• We were the first to have effective birth control. Wedon’t have as many children as our parents did.
• We’re better educated. We started work later (20 years old) than our parents did (15 years old).
• We retire earlier (60 years old) than our parents (65).
• We’ll live longer (85 years) than ourparents (70).
• Depression and World War II. They learned to be thrifty, and to save.
• We don’t save. We spend. (And we spend on credit!)
• In 1996 there were SIX workers to support every retiree. By the time the Baby Boomers retire, there will be only THREE.

   

In a nutshell, then, here’s why our retirement will be very different to our parents. They worked and saved for FIFTY years to fund a retirement of FIVE years. That’s TEN years of working and saving for each year of retirement.

We work and spend for just FORTY years – and we’ll endure a retirement of TWENTY-FIVE years. That’s less than TWO years of working – and NOT saving – for each year of retirement.

There are some other reasons why we don’t have enough money right now, too. In 1993, household debt represented less than 30% of annual household intended our homes, installed swimming pools and spas, bought boats and more so that the banks could continue to milk the cash cows they were about to lose as our 25 year mortgages ran out. And we fell for it... hook, line and sinker.

Is there anything we can do?

At least we know WHY it’s a constant struggle to make ends meet. That’s important. Until we know the causeof a problem, it’s impossible to fix it. Too often we end up relieving the pain without actually curing the disease.

That pain, which causes us stress and undermines our health and our relationships, takes two forms...

• Not enough MONEY.
• Not enough TIME.

• Employees– trading a fixed amount of time for a fixed amount of money
• Consumers(buyers) – trading a fixed amount of money for goods and services of fixed value.
• Imitators– playing safe by doing what everyone else does.

The Real culprit

The cause of most of our stress – and our lack of free time and disposable income – is our unwitting, conditioned reliance on RECIPROCAL income.
Reciprocal income is what we earn by trading one thing of fixed value for another thing of fixed value. Mostly, it comes from trading our time for money.
Time and money are our mediums of exchange.We use them to exchange for other things of value. It’s their only usefulness to us, if you think about it.
Trading a fixed amount of time for a fixed amount of money in a job limits the free time and disposable income we have, because it robs us of leverage.

Thisis often worse in a profession or self-employment, where we typically limit our income by charging for our time by the hour. It puts an automatic limit on our earning potential.

But the news about reciprocal income isn’t all bad.

But it’s a dangerous snare for most people

We stay chained to the reciprocal income treadmill, from 9-to-5 or longer, because we can’t see any way to break free from “wage slavery.”

It’s even worse when we’re “self employed” because we tend to work longer and harder, for less money, less security, less satisfaction and less independence than our own employees!

It’s estimated that most families are less than two pay packets away from technical bankruptcy. So we’re locked in, firmly, by our need for reciprocal income, until we finally retire – with too much time and too little money.

It doesn’t have to be this way!

It’s our conditioning that keeps us on that treadmill, just like an elephant that can’t move if its leg is chained or roped.

In India, as soon as a baby elephant can stand and walk on its own, it’s roped or chained to a large tree.

Even when we break out and go into business for ourselves, we take our conditioning with us. When we’re faced with a business decision that requires us to think and act like either

• entrepreneur
• a marketeror
• an innovator >

our conditioning typically takes over, and we revert to thinking and acting in the only way we’ve been conditioned to
think and act...

• an employee
• a consumeror buyer
• an imitator.

We Have to Learn a New Mind Set if we want to break free from our conditioning.

This is our real challenge. We have to stop thinking in terms of reciprocal income trading a fixed amount of time for a fixed amount of income - and start thinking in terms of residual income, where we cut all connection between our time and our money.

Residual income is what we get when we do something once and get a payment for it over and over again, year after year.

Songwriters, novelists, playwrites, recording artists and inventors are common examples of people who earn residual income from their efforts. They earn ongoing royalties from every sale or performance of their work.

Investors in property and shares receive rental income and dividends from their investments.

Franchisors receive royalties and fees from the turnover of every franchise they sell.

These are all examples of Residual income, where the money we receive has no connection to the time it takes us to perform the work that creates it.

Residual income allows us to do the only thing we can never do when we’re locked into reciprocal income... Work less and earn more! In other words, we have more time, more money – and more freedom to enjoy them both.

Extract from - Why U Need Network Marketing - by John Counsel